Frugal-guy

Normal guy learning the ropes about money and sharing them with everyone. As long as what I say helps one person, it is worth the time. I learned about money the hard way. By losing it. That will not happen again. I hope this helps you. Browse my archive for more useful info. All funds earned and donated from this page go directly to the literature and education of personal finance to members of Crosswalk Church http://www.crosswalkphoenix.com/ Thank you for your time and generosity.

What are you afraid of?

Good Morning guys!

I have the luxury of waking up to an empty nest. The kids stayed at their nanas last night. Other than some back pain. A good day so far. 

So, the question on my mind today is “Are you afraid of doing something, anything, that would make it better for you?” 

Everyday, I witness people given opportunities to become better people.

Offer of a new job.

Learning a new point of view.

possibility of working for yourself.

becoming a better parent.

Becoming a better spouse.

Unfortunately, a lot of those opportunities a not taken advantage of.  We are afraid.  That fear of the unknown kinda makes us like a deer in headlights. “SPLAT!”

But what are some ways to overcome that fear?

1. Education.

Learning about the situation in detail and the pluses and minuses in time will overcome that whole headlights feeling.  Me for example.  I needed a way to get my family out of our financial mess.  Now I am hooked on finance and learning all the points of view as well as helping others where I can.  :) What is your passion?  Educate yourself on every aspect. 

2. Positive thunking (I mispelled on purpose)

Thinking more optimistically and seeing everything as a hidden opportunity is a great way to overcome your doubts and shortcomings. Need help?  Seek the assistance of a coach that can help open those new thoughts.  The brain is a very powerful asset or a major blockade.  Learn to break down those walls. My life coach was just books. Reading reading more audio and more reading.  What is your coach?

3. Prepare

Writing down your thoughts and goals is a very useful tool.  Periodically I run numbers of our current goal. How long to save up for our home? And we are still on track for 2013.  It is a motivator.  What is your goal?  Write it down.  Write what you need to do in small easy to reach steps.  Then give yourself time frames to reach those goals. When you structure and plan for your future any mishap is just a minor detour. Go through those orange cones then get back on your road.  The goal is still the destination instead of just a dream.

WRITE IT DOWN….

Although this has worked for me personally.  It might not work for you.  If this doesn’t, seek out more ways to make your situations better.  Never stop learning.  The moment you stop learning is the moment you stop growing. 

Any comments please feel free to share on facebook or here below or in my message tab.

What do you think?

Be smart, be frugal, be a better you.

Richard

Frugal-guy is just a normal guy who learned the hard way how to handle money. By losing it. If you would like to donate to his cause of teaching personal finance and his church, please click the donate button and contribute .25 cents.  If all his followers go to his main page (click on pic) and donate .25 a month he will reach his goal of having a classroom to rent out to teach more.  Also clicking on an advertisement you like will also aid in his cause as well.  All money will go to reading material for help desk and FPU class kits to be offered to members and abroad at a discount. The more we help others the more we will be rewarded.  Learn generosity. It changes you for the better. .25 cents  is not a lot.  God loves a cheerful giver.  2 Corinthians 9:7