Fry's prep list 2/29-3/6
Evening guys, Only three things that caught my eye this time for stock up. 1. Whole chicken .77 a lb. 2. Pilsbury biscuits 1.00 use 1/8gm or 2/5 gm or both and get each pack of biscuits for .50 3.Campbells soups Chicken noodle and tomato. use coupons in 1/8SS and 2/12SS to get each can for .50 cents each. Yummy grilled cheese and tomato soup with a dollop of sour cream. I will let you know...
Excuses. . . . . . .
Hello guys, Had a nice scare of an almost loss in my family. Kind of reminds me of all the stuff I did to excuse myself from things. You look back with a bit of regret. How about yourself? When it comes to money, what have you regretted doing? Is it getting a car that was way out of your league? Is it a business plan you were too scared to take off the ground and found out someone else did...
Fry's Prep list Feb 22nd
Evening everyone! This weeks sale is a save 3.00 now save 2.00 later sale. meaning when you buy any ten selected items on their sale list, you will get the new sale price on the item. After your transaction if you do buy 10 items you will get a 2.00 off catalina for your next purchase. When these sales arise I try to divide each transaction (yes I do more than one transaction.) to keep...
Most people won’t change until the pain of where they are exceeds the pain of...– Dave Ramsey The Total Money Makeover: A Proven Plan for Financial Fitness (3rd Edition Revised and Updated) (via ) True…..
“A man is but a product of his thoughts. What he thinks, he becomes.” ~ Mahatma Ghandi “An ounce of practice is worth more than tons of preaching” ~ Mahatma Ghandi Good morning guys, I was just reading and it dawned on me how many people are just afraid of change. I know of 4 people that have great skills but have a fear of using them to their advantage. Most people...
Good Morning Frugalistas!!!! Questions.
Hey guys, Another week another valentines day has come and gone again. How many of you felt the need to buy your significant other a gift yesterday. I personally knew I did not N-E-E-D to buy anything. When it comes to holidays and birthdays and family gatherings some of us just feel guilty for some reason that we do not buy. So we spend even when we shouldn’t cough up the money. ...
Fry's prep list 2/15
Well guys, I looked at the ad and I am not liking this weeks sales…… They are having this .30 off sale. No Bueno. The only thing that stood out was the colgate toothpaste. It is 1.00 starting wednesday. There is a coupon in 1/29 RP which will make it free or .09 cents a box with tax. Other than that….. I guess I am just getting staple items eggs, milk, chicken, bread. ...
financial-reader asked: Excellent post on Tax Refunds. Every year, I hear the people around me talking about their refund and what they are going to do with it, I think this says a lot about the financial habits of American's in general. We are always passively waiting to get money in a big lump, instead of saving it and being thoughtful about it throughout the year. We have this mindset that it is the big chunks of...
Your tax refund. . . . . . . .
Good Morning Everyone, I was discussing taxes with someone who was getting a 1,600.00 refund and they told me the silliest phrase ever. “I would rather get it in one whole chunk than to get it a little at a time. I can do more that way” Then I asked “Like what for example?” “Pay off my furniture.” At that moment I knew I was wasting my breath talking to...
Fry's prep list 2/8-2/14
Good evening guys, It looks like fry’s is focusing on valentines day. They also have a 1912 promo. You buy a product at todays prices you will get a second one at the price back in 1912. The only deal I saw in the ad was the eggs. When it comes to eggs my stockup price is under 1.00 The price of a dozen eggs is 1.70 (AA Large) the next on will be priced at .26 making the total...
FPU recap on lesson 1
I just have to say I was really glad I decided to coordinate this class. It was a great feeling seeing everyone get the “OH! I get it!” look in their faces when the discussion of saving was the topic. I look forward to seeing their progress the following 12 weeks. I wonder what kinda props I should prepare for lesson 2? I have some idea but if you want to propose anything I would...
Become wise by walking with the wise; hang out with fools and watch your life...– For anyone who seems lost and has no clue where to go, I strongly urge you to read Proverbs. It sent me on my path actually. Take care, Richard
The philosophy of the rich versus the poor is this: The rich invest their money...– It is a major barrier we all face Rich or Poor that is……..Look beyond your walls and see what is out there. Determine whether or not you should break down those walls for good. - me Richard
Fry's coupons in the mail →
Ever wonder how I get alot of items free once in a while read this article and it will share one of my secrets… Shhhhhhhhhhhhhhhhh. Don’t tell anyone! ;) Richard
FPU Lesson 1 getting excited......
Well it is finally here! I teach my first official class of Financial Peace University this Saturday. I will have a maximum of 13 people. I have nine members of the class and 4 possible sign ups. I will post updates and questions that are asked in the class and bring a little clarity to the subject discussed. 13 weeks of class. I hope this is a great benefit to all my class members. Any...
Why do you buy?!?!?!?! →
Psychology of overspending…..Click on title